Phone Plans Under $45/Month in Canada
Current public prepaid/BYOD examples at or below your monthly budget, checked September 12, 2026.
| Provider | Data | Monthly | Annual | Speed | $/GB |
|---|---|---|---|---|---|
| Lucky Mobile 500 MB base + 500 MB with Auto Top-Up; new customers only. | 1 GB | $21 | $252 | 4G LTE | $21.00 |
| Public Mobile Canada-wide unlimited talk and text; 2% back in Public Points. | 1 GB | $22 | $264 | 4G | $22.00 |
| Public Mobile Canada-wide unlimited talk and text; 2% back in Public Points. | 5 GB | $24 | $288 | 4G | $4.80 |
| Lucky Mobile 4 GB base + 1 GB with Auto Top-Up; new customers only. | 5 GB | $25 | $300 | 4G LTE | $5.00 |
| Public Mobile Canada-wide unlimited talk and text; 2% back in Public Points. | 10 GB | $28 | $336 | 4G | $2.80 |
| Public Mobile Canada-wide unlimited talk and text; 2% back in Public Points. | 35 GB | $30 | $360 | 4G | $0.86 |
| Lucky Mobile 10 GB base + 5 GB with Auto Top-Up; new customers only. | 15 GB | $30 | $360 | 4G LTE | $2.00 |
| Fizz Current offer; Fizz also includes rollover, data gifting, free eSIM and no activation fee. | 15 GB | $32 | $384 | 5G where available | $2.13 |
| Public Mobile Current limited-time Canada-wide 5G offer. | 50 GB | $35 | $420 | 5G | $0.70 |
| Fizz Current offer; availability and configuration can vary by region. | 40 GB | $35 | $420 | 5G where available | $0.88 |
| Lucky Mobile 25 GB base + 5 GB with Auto Top-Up; new customers only. | 30 GB | $35 | $420 | 4G LTE | $1.17 |
| Chatr Current back-to-school offer with Auto-Pay; prepaid with no credit check and no commitment. | 30 GB | $35 | $420 | 4G | $1.17 |
| Fizz Current offer; availability and configuration can vary by region. | 100 GB | $45 | $540 | 5G where available | $0.45 |
What this budget page includes
We include plans in the current CanadaStarter benchmark whose advertised monthly price is no more than $45. Some rows depend on Auto-Pay, Auto Top-Up, new-customer eligibility or a limited-time promotion. Those conditions are shown because they can change the real price or data amount.
How to choose within a $45 budget
Start with coverage where you live and work, then choose enough data for normal use. If you consistently use less than 10 GB, buying 50 or 100 GB only because the $/GB looks lower may not improve your real value. Conversely, heavy users should compare annual cost rather than only the monthly sticker price.
Related tools
Mobile Plan Value Calculator →
All phone-plan benchmarks →
Best Phone Plans for Newcomers →
Pricing can change without notice. Verify the live carrier page before switching.