Independent Canadian comparison guides. Offers and eligibility can change—verify terms before applying.

Affiliate disclosure

CanadaStarter may receive a commission, referral fee or other compensation when you click certain links and then open an account, request a quote, purchase a product or complete another qualifying action. In many cases this does not add any extra cost for the reader, but the commercial relationship may generate revenue for CanadaStarter.

Which links may be commercial

Affiliate relationships can apply to financial products, insurance, telecom, travel services, software and other products relevant to people setting up life in Canada. Not every provider mentioned on CanadaStarter is an affiliate partner, and a provider may be discussed even when we cannot earn compensation from it.

What compensation does not mean

A commercial relationship does not guarantee favourable coverage, a specific ranking, inclusion in every comparison or a recommendation. Our comparison criteria are based on factors relevant to the decision, such as total cost, recurring fees, eligibility, coverage, practical usability, cancellation terms, payout methods or other category-specific features.

How affiliate links are handled

Where a tracked affiliate link is used, CanadaStarter may add link attributes or tracking parameters required by the affiliate network or advertiser. Those links can allow the partner to attribute a qualifying referral to CanadaStarter. Providers and affiliate networks may use their own cookies, tracking technologies and privacy practices after you leave our site.

Promotions and commission rates change

Advertiser commissions, signup bonuses, promotional rates, discounts and eligibility conditions can change without notice. We do not treat a higher commission as evidence that a product is better. Likewise, a temporary welcome offer should not outweigh the ongoing price or product limitations when those matter more to the reader.

Verify before applying or buying

CanadaStarter aims to link to primary sources for material fees and product terms. Before applying, transferring money, purchasing insurance or completing a transaction, verify the final price, eligibility and contract terms directly with the provider. If you notice a material discrepancy, please use our contact page.

For more detail on how comparisons are researched and updated, see our editorial policy.